ChitChat is a Zambian social-commerce and fintech platform designed to make digital transactions as simple as sending a message. The platform was developed by Union54, the fintech company co-founded by Perseus Mlambo (CEO) and Alessandra Martini (COO), which first gained prominence for building payment infrastructure across Africa. ChitChat combines messaging, payments, wallets, and commerce into a single experience, enabling users to communicate, send money, make purchases,