Terms & Conditions
These Terms & Conditions govern your access to and use of the Spotlight Africa Investing Course. By purchasing or accessing the course, you agree to be bound by these terms.
Educational Purpose On
The Spotlight Africa Investing Course is provided solely for educational and informational purposes.
The course does not constitute:
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Investment advice
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Financial advice
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Legal or tax advice
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Brokerage or asset-management services
All content is general in nature and not tailored to individual circumstances.
No Advisory or Fiduciary Relationship
Enrollment in this course does not create an advisor–client, fiduciary, brokerage, or custodial relationship.
SpotlightInAfrica is not a registered investment advisor or broker-dealer.
Investment Risk Disclosure
Investing involves risk, including the possible loss of principal.
Risks discussed may include market volatility, liquidity constraints, currency risk, political and regulatory risk, and emerging or frontier market risk.
Past performance is not indicative of future results.
User Responsibility
You acknowledge that:
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You are responsible for all investment decisions
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You should consult licensed financial, legal, or tax professionals before investing
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You understand that educational content does not guarantee outcomes.
Course Access & License
Upon purchase, you are granted a limited, non-exclusive, non-transferable license to access the course for personal, non-commercial use only.
Prohibited Use
You may not:
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Copy, reproduce, resell, or redistribute course content
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Share login credentials
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Use course materials for commercial training without written permission
Intellectual Property
All videos, text, graphics, and materials are the intellectual property of SpotlightInAfrica and are protected by copyright and intellectual property laws.
Payments & Refunds
Payments are processed via PayPal and M-Pesa.
Refunds are governed by the 7-Day Refund Policy, available on the Refund Policy page.
Limitation of Liability
To the fullest extent permitted by law, SpotlightInAfrica shall not be liable for any losses arising from reliance on course content.
Termination
Access to the course may be suspended or terminated without refund if these Terms are violated.
Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to conflict-of-law principles.
By accessing this course from outside Kenya, you acknowledge that you are responsible for compliance with all applicable local laws and regulations.
Updates
We may update these Terms from time to time. Continued use of the course constitutes acceptance of updated terms.
Contact
For questions regarding these Terms, contact:
[Info@spotlightinafrica.com






